Braintree vs Stripe
Comparison chart
| Improve this chart | Braintree | Stripe |
|---|---|---|
| Pricing: | Per transaction fee of 2.9% + 30¢. No setup or monthly fees, no minimums. Same fee for international cards. (pricing may differ in countries other than the USA) | Per transaction fee of 2.9% + 30¢. No setup or monthly fees, no minimums. Same fee for international cards. |
| Receive your funds: | 2 business days (Visa, MasterCard, Discover), 4 business days (AmEx) | 7 business days |
| Number of client libraries: | 7 official (Ruby, PHP, Python, Java, Perl, NodeJS, .NET) | 5 official (Ruby, PHP, Python, Java, Scala). Unofficial third-party libraries available for C#, ColdFusion, NodeJS etc. Full list of libraries and plugins at https://stripe.com/docs/libraries |
| Number of mobile libraries: | 3 official (iOS, Android, Windows Phone) | 0 official |
| Multi-user permissions: | unlimited | limited |
| Recurring billing: | Allows multiple subscriptions per customer | Allows one subscription per customer |
| Credit card storage: | Allows multiple cards per customer | Allows one card per customer |
| Support multi-merchant accounts: | yes | no |
| International support: | US, Canada (with AmEx), UK, Australia, and dozens more | US, Canada (no AmEx) |
| Currencies accepted: | 130 | 2 |
| Support custom fields: | yes | no |
| Supports dynamic descriptors (on customer's statement): | yes | no |
| Supports separate auth and capture/submit_for_settlement: | yes | no |
| Website: | www.braintreepayments.com | stripe.com |
| Fee for failed payments: | None | None |
| Fee for chargebacks and disputes: | $15 | $15 |
| Fee for refunds: | No fee for the refund transaction. However, the fee for the original transaction is still charged to the merchant. | No fee for the refund transaction. However, the fee for the original transaction is still charged to the merchant. |
| Personal information required: | Name, address, Date of birth, full Social Security Number | Name, address, date of birth, last 4 digits of Social Security Number |
| Credit check: | Yes, Braintree runs a credit check on the individual that applies for an account. | Stripe does not run a credit check but verifies identity using the name, date of birth and last 4 digits of SSN |
| Google wallet migration: | Discounted migration option available | No discounted migration partnership with Google |
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