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In general, a college offers education in one specific area, while a university is a collection of colleges. When you go to a university you attend one of their colleges, such as the business college or college of engineering.
[edit] Differences in research focus
A university tends to maintain research requirements for its instructors and is thus usually a more "research-focused" institution. This in turn allows them a certain degree of recognition, attracts a larger student body and affords them the capacity to offer higher learning options than a college can offer. Doctorate programs are more likely to be offered at universities where they have the money and ongoing research to support such programs.
[edit] College vs. University in the United Kingdom
In the UK, a university can award its own degrees and has a charter giving it various guarantees of independence. A college usually depends on a fully-fledged university validating its degrees, or may even be part of a university, as in Oxford or Cambridge colleges.
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